


When it comes to earning rewards, the Chase Freedom Unlimited will definitely leave you better off. $200 bonus when you spend $500 in first 3 monthsĠ% intro APR on purchases and balance transfers for 15 months, followed by a variable APR of 16.49% to 25.24%Ġ% intro APR on purchases and balance transfers for 15 months, followed by a variable APR of 16.49% to 26.49% 3% back on dining and drugstore purchasesĮarn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year).5% back on Lyft purchases (through March 2025).5% cash back on travel purchased through Chase Ultimate Rewards.1.5% cash back on all regular purchases.In this guide, we’ll compare them so you can decide which one would be better for your wallet. The Chase Freedom Unlimited® and the Capital One Quicksilver Cash Rewards Credit Card are two cash back credit cards that take a unique approach when it comes to how they award points. Some cards even take on a hybrid approach, offering a flat rate of rewards on regular spending and bonus rewards in specific categories that you may spend a lot in, such as groceries or gas. For example, some cards offer bonus rewards in categories that change each quarter, while others offer a flat rate of cash back for each dollar you spend.

Cash back credit cards let you earn a percentage of rewards based on your spending, but the way they dole out cash back varies from card to card.
